ZIP 01810 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01810 (Essex County, Massachusetts) at a low 27/100 for overall property distress. Latent structural risk is 62/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). Property-level stress concentrates in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The market reads peak — home values rose 2.9% year on year, and 19% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 35,608 people live here, median age 44. Home values center near $855,600, an affordability ratio of 4.9×. 80% of housing is owner-occupied. 3.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Around 34% of renters are cost-burdened. There are about 13,899 housing units across 01810. Around 75% of adults hold a bachelor's degree or higher. Vacancy runs 3.8%. At $167,591, median income runs above typical U.S. levels.

On balance 01810 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 01810 at the moment; the composite and its components are still built from verifiable public records.

The 01810 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 01810 stays directly comparable to neighboring ZIPs and the rest of Essex County, Massachusetts. 01810 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 figure for 01810 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 01810 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.