ZIP 01864 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 01864 (Middlesex County, Massachusetts) returns a low composite of 25/100. The most distinctive pressure shows up in structural risk (56/100), construction/permit lag (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (77/100). Latent structural risk is 56/100 while live distress already moving reads 2/100.

The peak-phase market in 01864 posted values that rose 2.9% over the year, and 20% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $150,820, median income runs above typical U.S. levels. There are about 5,933 housing units across 01864. The vacancy rate is 1.1%. Around 68% of renters are cost-burdened. About 15,634 people live here, median age 43. About 56% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. DLRadar's demographic-stress index for the area reads 31/100. 2.8% of residents fall below the poverty threshold. The typical home is worth about $710,500 (4.5× income).

On balance 01864 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 01864 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 01864 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 01864, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 01864's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 01864 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.