ZIP 02138 Property Distress & Foreclosure Data

Composite property distress in 02138 (Middlesex County, Massachusetts) lands at 29/100 — low on DLRadar's public-record scoring. Structural exposure scores 67 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (78/100).

The market reads peak — home values rose 4.3% year on year, and 4% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Around 86% of adults hold a bachelor's degree or higher. About 38,077 people live here, median age 29. 41% of housing is owner-occupied. At $122,040, median income runs above typical U.S. levels. The poverty rate is 12.6%. The typical home is worth about $1,212,400 (8.9× income, severely stretched). There are about 16,043 housing units across 02138. The demographic-stress sub-score lands at 44/100. Rent burden reaches 44% of tenant households.

Net-net, 02138 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.