ZIP 02144 Property Distress & Foreclosure Data

ZIP code 02144 in Middlesex County, Massachusetts carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 67/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.3% year on year, and 1% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

At $140,591, median income runs above typical U.S. levels. The vacancy rate is 5.6%. The poverty rate is 11.3%. The demographic-stress sub-score lands at 37/100. Around 29% of renters are cost-burdened. The typical home is worth about $988,800 (7.0× income, severely stretched). The ZIP holds roughly 12,034 housing units. 38% of housing is owner-occupied. Around 75% of adults hold a bachelor's degree or higher. About 25,009 people live here, median age 32.

Net-net, 02144 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.