ZIP 02140 Property Distress & Foreclosure Data

In Middlesex County, Massachusetts, ZIP 02140 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 67/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 10% lower over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 29% of renters are cost-burdened. Roughly 10.8% live below the poverty line. On demographic stress specifically, 02140 scores 40/100. About 79% have a four-year degree. A median home runs $1,149,800 here, or 7.8 times local income. The tenure split is 36% owner-occupied to 64% rented. The ZIP holds roughly 11,066 housing units. 21,361 residents call 02140 home, typically aged 35. Households earn a median $136,382 — above the roughly $78,000 national figure. The vacancy rate is 9.8%.

Overall, 02140 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.