ZIP 02140 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 02140 (Middlesex County, Massachusetts) returns a low composite of 25/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (77/100)). On the structural side it scores 56/100, with 2/100 of stress already active. The pressure is most legible in structural risk (56/100), construction/permit lag (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The market reads peak — home values rose 2.9% year on year, and 10% lower over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 29% of renters are cost-burdened. The poverty rate is 10.8%. DLRadar's demographic-stress index for the area reads 40/100. Around 79% of adults hold a bachelor's degree or higher. Home values center near $1,149,800, an affordability ratio of 7.8× — stretched. 36% of housing is owner-occupied. There are about 11,066 housing units across 02140. Population is roughly 21,361 with a median age of 35. Median household income is $136,382, above the U.S. median near $78,000. Vacancy runs 9.8%.

Net-net, 02140 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 02140 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 02140 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02140 can be compared directly against any other ZIP in Middlesex County, Massachusetts or nationwide. Nothing here is interpolated — where a source is thin for 02140, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 02140 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 02140 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.