ZIP 02478 Property Distress & Foreclosure Data

ZIP code 02478 in Middlesex County, Massachusetts carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (78/100)). The latent-versus-live split is 67/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The peak-phase market in 02478 posted values that rose 4.3% over the year, and 10% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 64% of homes, renters 36%. 3.5% of residents fall below the poverty threshold. The ZIP holds roughly 10,881 housing units. Around 31% of renters are cost-burdened. Home values center near $1,159,000, an affordability ratio of 6.2×. Educational attainment sits at 80% bachelor's-or-above. The vacancy rate is 4.4%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $177,790, above the U.S. median near $78,000. Population is roughly 26,966 with a median age of 42.

On balance 02478 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.