ZIP 02478 Foreclosure, Tax-Lien & Distress Report
Middlesex County, Massachusetts · High Value market
In Middlesex County, Massachusetts, ZIP 02478 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (76/100)). Structurally it carries 53/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (35/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.
The market reads peak — home values rose 2.9% year on year, and 10% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 64% owner-occupied to 36% rented. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 10,881 housing units. Around 31% of renters are cost-burdened. The typical home is worth about $1,159,000 (6.2× income). Around 80% of adults hold a bachelor's degree or higher. Vacancy runs 4.4%. The demographic-stress sub-score lands at 31/100. Households earn a median $177,790 — above the roughly $78,000 national figure. About 26,966 people live here, median age 42.
On balance, 02478 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 02478 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 02478 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, Massachusetts. Sparse data for 02478 shows as blanks, never estimates, and the score updates on every fresh public filing.
02478's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 02478 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 02478 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
02478 at a glance
Current distress, phase, housing and lender-pressure figures for 02478, drawn from the same report attached to each property.
Neighbouring ZIPs in Middlesex County
Nearest ZIP codes to 02478
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to Middlesex County, Massachusetts.
Unlock parcel-level detail for ZIP 02478
Every distressed parcel in 02478 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology