ZIP 02474 Foreclosure, Tax-Lien & Distress Report

In Middlesex County, Massachusetts, ZIP 02474 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (76/100). On the structural side it scores 53/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (53/100), construction/permit lag (35/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 2.9% year on year, and 10% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $139,199, median income runs above typical U.S. levels. Around 24% of renters are cost-burdened. On demographic stress specifically, 02474 scores 31/100. 28,283 residents call 02474 home, typically aged 38. The vacancy rate is 3.9%. Educational attainment sits at 74% bachelor's-or-above. The poverty rate is 4.7% — low. There are about 12,629 housing units across 02474. The tenure split is 58% owner-occupied to 42% rented. The typical home is worth about $933,200 (6.4× income).

On balance, 02474 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 02474 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Middlesex County, Massachusetts and the nation. Nothing here is interpolated — where a source is thin for 02474, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 02474's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 02474 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.