ZIP 02148 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 02148 (Middlesex County, Massachusetts) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (77/100). The split runs 56/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 2.9% year on year, and 18% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $95,298 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 40/100. Roughly 13.3% live below the poverty line. Around 41% of renters are cost-burdened. A median home runs $633,500 here, or 6.4 times local income. The vacancy rate is 6.2%. Around 45% of adults hold a bachelor's degree or higher. 65,509 residents call 02148 home, typically aged 36. The tenure split is 42% owner-occupied to 58% rented. The ZIP holds roughly 27,876 housing units.

Overall, 02148 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 02148 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 02148 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 02148 stays directly comparable to neighboring ZIPs and the rest of Middlesex County, Massachusetts. Where the public record is thin for 02148, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 figure for 02148 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 02148 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.