ZIP 01906 Foreclosure, Tax-Lien & Distress Report

Essex County, Massachusetts's ZIP 01906 registers 27/100 composite distress, which DLRadar reads as low. Latent structural risk is 62/100 while live distress already moving reads 2/100. Property-level stress concentrates in structural risk (62/100), construction/permit lag (60/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 19% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Population is roughly 28,599 with a median age of 44. The vacancy rate is 5.0%. Median household income is $100,819, above the U.S. median near $78,000. Around 38% of renters are cost-burdened. 74% of housing is owner-occupied. There are about 11,402 housing units across 01906. The typical home is worth about $603,400 (5.8× income). On demographic stress specifically, 01906 scores 35/100. 6.4% of residents fall below the poverty threshold. Around 31% of adults hold a bachelor's degree or higher.

On balance 01906 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 01906's 27/100 can be lined up against any neighbor in Essex County, Massachusetts or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 01906 shows blanks, not estimates, wherever the record is sparse.

The 27/100 figure for 01906 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 01906 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.