ZIP 01923 Foreclosure, Tax-Lien & Distress Report

ZIP code 01923 in Essex County, Massachusetts carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Latent structural risk is 62/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

The peak-phase market in 01923 posted values that rose 2.9% over the year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $117,072 — above the roughly $78,000 national figure. 69% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 33/100. Around 44% of renters are cost-burdened. 4.8% of residents fall below the poverty threshold. The ZIP holds roughly 11,536 housing units. A median home runs $644,200 here, or 5.2 times local income. Vacancy runs 3.2%. About 47% have a four-year degree. 27,778 residents call 01923 home, typically aged 45.

Overall, 01923 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 01923 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 01923's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 01923 reflects the current record instead of a stale or modeled snapshot.

01923's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 01923 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.