ZIP 01938 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · High Value market
On DLRadar's 0-100 public-record scale, ZIP 01938 in Essex County, Massachusetts comes in at 27, a low composite-distress reading. The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). The split runs 62/100 structural to 2/100 active on the ground.
The market reads peak — home values rose 2.9% year on year, and 23% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 6,224 housing units across 01938. Around 45% of renters are cost-burdened. Vacancy runs 8.2%. Owners hold 73% of homes, renters 27%. Educational attainment sits at 58% bachelor's-or-above. About 13,820 people live here, median age 48. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 01938 scores 33/100. At $124,405, median income runs above typical U.S. levels. Home values center near $745,400, an affordability ratio of 5.6×.
Net-net, 01938 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 01938 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 01938's 27/100 can be lined up against any neighbor in Essex County, Massachusetts or any ZIP coast to coast. Sparse data for 01938 shows as blanks, never estimates, and the score updates on every fresh public filing.
01938's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 01938 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 01938
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 01938 distress snapshot
A live read on 01938: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Essex County
Related reports across Essex County, Massachusetts
Keep going: ZIP, county and state distress coverage for Essex County, Massachusetts.
The complete 01938 distress and acquisition report
Get every distressed property in 01938 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology