ZIP 01938 Property Distress & Foreclosure Data

ZIP code 01938 in Essex County, Massachusetts carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)). On the structural side it scores 61/100, with 2/100 of stress already active.

The peak-phase market in 01938 posted values that rose 4.3% over the year, and 23% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 6,224 housing units. Around 45% of renters are cost-burdened. The vacancy rate is 8.2%. Owners hold 73% of homes, renters 27%. Educational attainment sits at 58% bachelor's-or-above. Population is roughly 13,820 with a median age of 48. 6.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. Median household income is $124,405, above the U.S. median near $78,000. Home values center near $745,400, an affordability ratio of 5.6×.

On balance 01938 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.