ZIP 01950 Foreclosure, Tax-Lien & Distress Report

Essex County, Massachusetts's ZIP 01950 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). The latent-versus-live split is 61/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)).

The peak-phase market in 01950 posted values that rose 4.3% over the year, and 29% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 8,710 housing units. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 6.1%. Educational attainment sits at 66% bachelor's-or-above. Around 34% of renters are cost-burdened. Owners hold 76% of homes, renters 24%. 5.1% of residents fall below the poverty threshold. Population is roughly 18,444 with a median age of 47. Median household income is $144,259, above the U.S. median near $78,000. Home values center near $834,000, an affordability ratio of 5.5×.

On balance 01950 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.