Essex County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Essex County, MA distress report, 2026: 46 ZIPs scored in Essex, MA, Essex, MA average 27/100; the top Essex, MA ZIP is 01810 at 27/100; Essex, MA market phase peak, Essex, MA prices +2.9% year over year.
- Essex, MA ranks #3,118 nationally (opportunity index); Essex, MA #9 in Massachusetts; Essex, MA index 21.9.
- Essex, MA ninety-day mortgage delinquency 0.5% in December 2025; Essex, MA twelve-month change -0.1%.
- Essex, MA ZIP phases: 46 peak.
- Essex, MA residential listings tracked: 63 across 44 ZIPs; Essex, MA candidate listings 21.
- Essex, MA HUD assisted properties: 89 with 8,501 units.
- Essex, MA lenders on watch: 8; largest Essex, MA footprint Salem Five Cents Sb (20 branches).
- Essex, MA most distressed ZIP: 01810 at 27/100.
Essex, MA figures: DLRadar distress index; Essex, MA inputs: CFPB, FHFA, HUD, FDIC; Essex, MA rebuilt as sources refresh.
| Rank | Essex, MA ZIP | Score |
|---|---|---|
| 1 | 01810 | 27/100 |
| 2 | 01830 | 27/100 |
| 3 | 01832 | 27/100 |
| 4 | 01833 | 27/100 |
| 5 | 01834 | 27/100 |
| 6 | 01835 | 27/100 |
| 7 | 01840 | 27/100 |
| 8 | 01841 | 27/100 |
| 9 | 01843 | 27/100 |
| 10 | 01844 | 27/100 |
| 11 | 01845 | 27/100 |
| 12 | 01860 | 27/100 |
Most distressed Essex, MA ZIPs (0-100, 2026)
Mortgage delinquency in Essex, MA
0.5% of Essex, MA mortgages were ninety-plus days late (Essex, MA, December 2025); Essex, MA thirty-to-eighty-nine days late: 1.2%; Essex, MA twelve-month change -0.1%; Essex, MA peak since 2008: 4.4% (January 2010); Massachusetts overall 0.6%. Essex, MA ninety-day series: Dec 24 0.6, Jan 25 0.6, Feb 25 0.5 (Essex, MA), Mar 25 0.4, Apr 25 0.4, May 25 0.5 (Essex, MA), Jun 25 0.4, Jul 25 0.5, Aug 25 0.5 (Essex, MA), Sep 25 0.5, Oct 25 0.5, Nov 25 0.4 (Essex, MA), Dec 25 0.5.
Opportunity index: Essex, MA
Essex, MA index 21.9, Essex, MA phase weak; Essex, MA primary driver construction, Essex, MA second driver bank institutional. Essex, MA components: property stress 13.0, foreclosure pressure 12.2, listing discounts 10.1, bank stress 57.3, insurance 0.0; Essex, MA pulse 26.4; Essex, MA capital opportunity 15.2.
ZIP market phases inside Essex, MA
46 Essex, MA ZIPs carry a price-cycle phase; Essex, MA ZIPs by phase (Essex, MA), deepest drawdown first: peak, +2.9% YoY (Essex, MA): 01810, 01826, 01830, 01832, Essex, MA 01833, 01834, 01835, 01840, Essex, MA 01841, 01843, 01844, 01845, Essex, MA 01860, 01876, 01901, 01902.
Residential listings by Essex, MA ZIP
Essex, MA ZIPs with the most tracked Essex, MA residential listings: 01913 5 listings, 0 candidates, bank pressure 66; 01945 5 listings, 0 candidates, bank pressure 66; 01810 4 listings, 0 candidates, bank pressure 66; 01832 4 listings, 1 candidates, bank pressure 66 (Essex, MA); 01833 3 listings, 1 candidates, bank pressure 66; 01845 3 listings, 2 candidates, bank pressure 66; 01902 3 listings, 1 candidates, bank pressure 66; 01915 3 listings, 1 candidates, bank pressure 66. Essex, MA totals: 63 listings; Essex, MA candidates 21; active ZIPs 26.
HUD assisted housing in Essex, MA
89 assisted properties with 8,501 units sit in Essex, MA; largest Essex, MA properties: King's Lynne Apartments (Lynn) 441 units; Harbor Loft (Lynn) 358 units, 210 assisted; Neptune Towers (Lynn) 334 units, 332 assisted in Essex, MA; Fairweather Apartments (Salem) 321 units, 220 assisted; Mi Residential Community I (Lawrence) 299 units, 299 assisted; Saugus Commons Apts (Saugus) 266 units, 265 assisted.
Lenders with branches in Essex, MA
Essex, MA lenders by branch count: Salem Five Cents Sb (Essex, MA): stress 66, 20 branches low in Essex, MA; Eastern Bank (Essex, MA): stress 57, 20 branches low in Essex, MA; Institution Svg Newburyport& (Essex, MA): stress 61, 13 branches low in Essex, MA; Trunorth Bank (Essex, MA): stress 53, 13 branches low in Essex, MA; Rockland Trust Co (Essex, MA): stress 43, 10 branches low in Essex, MA; Newburyport Five Cents Sb (Essex, MA): stress 86, 7 branches low in Essex, MA; Beacon Bank&Trust (Essex, MA): stress 64, 6 branches low in Essex, MA; Haverhill Bank (Essex, MA): stress 59, 6 branches low in Essex, MA.
Vacancy and permits, Essex, MA
16,629 of 329,776 Essex, MA housing units are vacant; Essex, MA permits, twelve months: 608 multifamily units in Essex, MA, 455 one-to-four unit units.
Work Essex, MA at the parcel level
Every Essex, MA parcel carries owner and address; every Essex, MA parcel carries APN; Essex, MA distress scores sit on the Essex, MA live board.
Essex, MA figures refresh with each source.
Essex, MA questions
Most distressed ZIP code in Essex County, MA?
ZIP 01810 leads Essex, MA at 27/100; next in Essex, MA: 01830 at 27/100; the Essex, MA average is 27/100.
Where does Essex County, MA rank for investment opportunity?
Essex, MA is #3,118 among all ranked counties, #9 in Massachusetts; the Essex, MA driver is construction; Essex, MA moved down 193 places.
How many mortgages are delinquent in Essex County, MA?
0.5% of Essex, MA mortgages were ninety-plus days late in December 2025; the Essex, MA peak since 2008 was 4.4%.
Which banks lend in Essex County, MA?
8 watched lenders hold Essex, MA branches; the largest Essex, MA footprints are Salem Five Cents Sb (20), Eastern Bank (20), Institution Svg Newburyport& (13).
More on Essex, MA
Essex County, MA distress report: public-record figures for Essex, MA; not legal advice for Essex, MA; not tax or investment advice; verify every Essex, MA record before acting.