Massachusetts County Foreclosure & Distress Reports (2026)
One report per county — 14 in Massachusetts — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Massachusetts distress hub; insurance pressure is on the Massachusetts home-insurance page.
14 Massachusetts county reports sit in this archive; Massachusetts opportunity phases run 10 weak, 3 early_signal, 1 overheated; Massachusetts ninety-day delinquency 0.6%; 94 banks chartered in Massachusetts; 79,459 HUD-assisted Massachusetts units.
Massachusetts counties to open first by opportunity rank: Nantucket (#554, overheated); Barnstable (#897, early_signal); Berkshire (#1,635, early_signal) in Massachusetts; Dukes (#1,828, early_signal); Worcester (#2,921, weak); Suffolk (#3,003, weak).
Massachusetts insurance bands across counties: 11 low in Massachusetts, 2 medium, 1 zero; Massachusetts NFIP claims 367 in three years.
Massachusetts counties in the peak phase (12): Bristol, Dukes, Essex, Franklin, Hampden, Hampshire (Massachusetts), Middlesex, Nantucket, Norfolk, Plymouth, Suffolk, Worcester.
Massachusetts counties in the expansion phase (1): Berkshire.
Massachusetts counties in the neutral phase (1): Barnstable.
Massachusetts permitted 13,778 housing units in twelve months; 245,364 Massachusetts units sit vacant of 3,030,406.
Massachusetts counties highest on the national opportunity index: Nantucket #554 (33.1/100, overheated); Barnstable #897 (31.6/100, early_signal); Berkshire #1,635 (28.9/100, early_signal) in Massachusetts; Dukes #1,828 (28.3/100, early_signal); Worcester #2,921 (23.7/100, weak); Suffolk #3,003 (23.1/100, weak) in Massachusetts; Franklin #3,053 (22.6/100, weak); Bristol #3,082 (22.3/100, weak); Essex #3,121 (21.9/100, weak) in Massachusetts; Plymouth #3,145 (21.5/100, weak); Middlesex #3,163 (21.1/100, weak); Hampden #3,174 (20.8/100, weak) in Massachusetts.
How the Massachusetts county reports are scored: each Massachusetts report reads its county's foreclosure filings, Massachusetts tax-lien and tax-deed records, FHA mortgage delinquency in Massachusetts (ninety-day rate 0.6%, December 2025), the FDIC stress of Massachusetts lenders (94 chartered in Massachusetts) and FEMA/NFIP pressure on Massachusetts (367 NFIP claims, three years), then scores every Massachusetts ZIP 0-100.
Nantucket County leads Massachusetts on the opportunity index at #554 nationally with 3 scored ZIPs. Every Massachusetts report is rebuilt monthly from public records; a Massachusetts county whose data lapses keeps its Massachusetts page and says so.