Hampden County, MA: Foreclosures, Tax Liens & Distressed Properties
Hampden County, MA, Massachusetts: 42 ZIP codes scored, Hampden County, MA averaging 21/100 (low, Hampden, MA), from 14 to 21. Hampden County, MA is in its peak phase (Hampden, MA confidence 26/100): Hampden, MA home prices up 4.4% (Hampden, MA) over twelve months. Hampden County, MA lender headwind: 51/100.
Highest-scoring Hampden County, MA ZIPs: 01001 (21/100), 01009 (21/100), 01010 (21/100), 01013 (21/100), 01020 (21/100), 01022 (21/100). Also scored in Hampden County, MA: 01028, 01030, 01034, 01036, 01040, 01056, 01057, 01069, 01071, 01077.
Across Hampden County, MA's scored ZIPs: median home value $298,507, household income $72,768, 10.2% vacancy, 13.0% poverty, 70% owner-occupied, median age 42.6.
Hampden County, MA insurance distress 18/100 (#2,371 in the US); FEMA hazard 0/100 for Hampden, MA; 2 Hampden, MA NFIP flood claims, $1K paid; Hampden, MA construction distress 28/100.
18 banks with 119 branches lend in Hampden County, MA; Hampden, MA weighted bank stress 69/100, highest 99/100 in Hampden, MA.
Hampden County, MA unemployment 5.7% (Hampden, MA -0.5 pts, six months); 362 new housing units permitted in Hampden County, MA over twelve months, Hampden, MA up 22% from 296; Hampden, MA home prices +8.8% a year (Hampden, MA) over three years.
197,591 housing units in Hampden County, MA; 69,596 Hampden, MA renter households; 50% of Hampden, MA renters spend 30%+ of income on rent, 25% (Hampden, MA) half or more.
Hampden County, MA ranks #3,174 nationally on the opportunity index (Hampden, MA, among all ranked counties); Hampden, MA scores 20.8/100 and Hampden, MA sits #12 inside Massachusetts. Hampden, MA is in the weak opportunity phase; Hampden, MA's primary driver is bank institutional, Hampden, MA second driver vacancy; Hampden, MA moved down 74 places. 40 short-sale listings across Hampden, MA; 122 days on market observed in Hampden, MA; 6.5% vacancy over 42 Hampden, MA ZIPs.
1.2% of Hampden County, MA mortgages were ninety-plus days late in December 2025; Hampden, MA's thirty-to-eighty-nine-day share was 2.9% (CFPB county sample). Hampden, MA's ninety-day rate is up 0.1 points on twelve months earlier; the Hampden, MA peak since 2008 was 5.1% in December 2009; Massachusetts overall reads 0.6%.
Hampden County, MA has 9 watched banks; 9 Hampden, MA banks sit in an elevated band. Hampden, MA footprints: Westfield Bank (20 branches, stress 78) in Hampden, MA; Peoplesbank (11 branches, stress 86) in Hampden, MA; Beacon Bank&Trust (11 branches, stress 64) in Hampden, MA.
HUD lists 71 assisted multifamily properties in Hampden County, MA with 3,951 units; 2,687 Hampden, MA units are assisted, 26 Hampden, MA properties under project-based Section 8.
13,120 of the 197,591 housing units in Hampden, MA sit vacant. Hampden County, MA permitted 63 multifamily units in twelve months; Hampden, MA's one-to-four unit structures added 299 units in Hampden County, MA.