ZIP 01008 Foreclosure, Tax-Lien & Distress Report
Hampden County, Massachusetts · Distress market
On DLRadar's 0-100 distress scale, ZIP 01008 in Hampden County, Massachusetts comes in at 20, a low composite-distress reading. The pressure is most legible in structural risk (45/100), construction/permit lag (28/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (3/100) register low. The latent-versus-live split is 45/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100).
The peak-phase market in 01008 posted values that rose 4.5% over the year, and 19% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $295,200 here, or 3.1 times local income. 4.8% of residents fall below the poverty threshold. Median household income is $90,625, above the U.S. median near $78,000. The vacancy rate is 10.7%. The demographic-stress sub-score lands at 21/100. About 29% have a four-year degree. Around 12% of renters are cost-burdened. 94% of housing is owner-occupied. About 1,324 people live here, median age 51. The ZIP holds roughly 640 housing units.
Overall 01008 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 01008 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 01008 stays directly comparable to neighboring ZIPs and the rest of Hampden County, Massachusetts. 01008 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 01008 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 01008 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 01008 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 01008 distress snapshot
Current distress, phase, housing and lender-pressure figures for 01008, drawn from the same report attached to each property.
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Nearest ZIP codes to 01008
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 01008
Other reports tied to Hampden County, Massachusetts — ZIP, county and statewide.
Get the full acquisition report for 01008
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Deterministic. Every signal traces to a public dataset · methodology