ZIP 01008 Property Distress & Foreclosure Data

Composite property distress in 01008 (Hampden County, Massachusetts) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). The latent-versus-live split is 46/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 01008 posted values that rose 3.9% over the year, and 19% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $295,200 here, or 3.1 times local income. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $90,625 — above the roughly $78,000 national figure. The vacancy rate is 10.7%. On demographic stress specifically, 01008 scores 21/100. About 29% have a four-year degree. Around 12% of renters are cost-burdened. The tenure split is 94% owner-occupied to 6% rented. Population is roughly 1,324 with a median age of 51. The ZIP holds roughly 640 housing units.

Broadly, 01008 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.