ZIP 01028 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 01028 (Hampden County, Massachusetts) lands at 21/100 — low on DLRadar's distress scoring. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100). Latent structural risk is 45/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 18% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 2.9% — low. On demographic stress specifically, 01028 scores 25/100. Households earn a median $100,997 — above the roughly $78,000 national figure. Around 39% of renters are cost-burdened. The ZIP holds roughly 6,150 housing units. Vacancy runs 3.2%. 86% of housing is owner-occupied. The typical home is worth about $379,200 (3.4× income, relatively affordable). About 47% have a four-year degree. About 16,283 people live here, median age 43.

Broadly, 01028 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 01028 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 01028 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Hampden County, Massachusetts and the nation. 01028 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

01028's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 01028 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.