ZIP 01106 Foreclosure, Tax-Lien & Distress Report

ZIP 01106's composite property-distress score is 21/100 - DLRadar classes that as low for Hampden County, Massachusetts. Structural exposure scores 45 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Its standout signals are structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (3/100).

The peak-phase market in 01106 posted values that rose 4.4% over the year, and 24% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 3.3%. DLRadar's demographic-stress index for the area reads 22/100. The ZIP holds roughly 5,927 housing units. The poverty rate is 4.1% — low. Owners hold 91% of homes, renters 9%. Rent burden reaches 47% of tenant households. Population is roughly 15,961 with a median age of 45. Educational attainment sits at 65% bachelor's-or-above. A median home runs $452,100 here, or 2.9 times local income. Median household income is $143,961, above the U.S. median near $78,000.

On balance, 01106 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 01106 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 01106 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 01106 stays directly comparable to neighboring ZIPs and the rest of Hampden County, Massachusetts. The score is rebuilt from public data as it updates, so 01106 reflects the current record instead of a stale or modeled snapshot.

Each component behind 01106 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 01106 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.