ZIP 01144 Foreclosure, Tax-Lien & Distress Report

ZIP 01144's composite property-distress score is 21/100 - DLRadar classes that as low for Hampden County, Massachusetts. Structural exposure scores 45 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). Property-level stress concentrates in structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). On the quiet end sit construction/permit lag (28/100) and institutional ownership (13/100).

The market reads peak — home values rose 4.4% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Overall 01144 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 01144 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 01144 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 01144 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 for 01144 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 01144 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.