ZIP 01109 Property Distress & Foreclosure Data

ZIP code 01109 in Hampden County, Massachusetts carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. On the structural side it scores 46/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (92/100).

The market reads peak — home values rose 4.1% year on year, and 24% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

24.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 42/100. The ZIP holds roughly 10,755 housing units. Around 55% of renters are cost-burdened. Educational attainment sits at 17% bachelor's-or-above. Owners hold 46% of homes, renters 54%. Home values center near $219,900, an affordability ratio of 4.3×. The vacancy rate is 9.6%. Median household income is $46,821, below the U.S. median near $78,000. About 31,418 people live here, median age 29.

Net-net, 01109 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.