ZIP 01118 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 01118 (Hampden County, Massachusetts) returns a low composite of 19/100. The most distinctive pressure shows up in structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Latent structural risk is 40/100 while live distress already moving reads 1/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

The peak-phase market in 01118 posted values that rose 4.4% over the year, and 18% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 36% of tenant households. Roughly 16.0% live below the poverty line. At $80,906, median income runs near typical U.S. levels. Educational attainment sits at 30% bachelor's-or-above. 15,009 residents call 01118 home, typically aged 38. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 2.7%. The tenure split is 78% owner-occupied to 22% rented. Home values center near $275,100, an affordability ratio of 3.0× — accessible. There are about 5,689 housing units across 01118.

Broadly, 01118 is a steadier market — the deals are the exceptions, not the rule. 01118 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 01118 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01118 can be compared directly against any other ZIP in Hampden County, Massachusetts or nationwide. Sparse data for 01118 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 for 01118 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 01118 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.