ZIP 01118 Property Distress & Foreclosure Data

ZIP code 01118 in Hampden County, Massachusetts carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. The latent-versus-live split is 46/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100).

The market reads peak — home values rose 4.1% year on year, and 18% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Around 36% of renters are cost-burdened. 16.0% of residents fall below the poverty threshold. Median household income is $80,906, near the U.S. median near $78,000. Educational attainment sits at 30% bachelor's-or-above. About 15,009 people live here, median age 38. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 2.7%. Owners hold 78% of homes, renters 22%. Home values center near $275,100, an affordability ratio of 3.0× — accessible. The ZIP holds roughly 5,689 housing units.

Overall 01118 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.