ZIP 01013 Foreclosure, Tax-Lien & Distress Report

Hampden County, Massachusetts's ZIP 01013 registers 19/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). On the structural side it scores 40/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

The peak-phase market in 01013 posted values that rose 4.4% over the year, and 28% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 22,950 residents call 01013 home, typically aged 39. At $64,039, median income runs below typical U.S. levels. Home values center near $271,900, an affordability ratio of 3.9× — accessible. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 23% bachelor's-or-above. The vacancy rate is 7.4%. The tenure split is 51% owner-occupied to 49% rented. The ZIP holds roughly 10,502 housing units.

Net-net, 01013 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 01013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 01013 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 01013 stays directly comparable to neighboring ZIPs and the rest of Hampden County, Massachusetts. 01013 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 01013's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 01013 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.