ZIP 01013 Property Distress & Foreclosure Data

Hampden County, Massachusetts's ZIP 01013 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. On the structural side it scores 46/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (92/100).

The market reads peak — home values rose 4.1% year on year, and 28% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

16.7% of residents fall below the poverty threshold. About 22,950 people live here, median age 39. Median household income is $64,039, below the U.S. median near $78,000. Home values center near $271,900, an affordability ratio of 3.9× — accessible. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 23% bachelor's-or-above. The vacancy rate is 7.4%. Owners hold 51% of homes, renters 49%. The ZIP holds roughly 10,502 housing units.

Net-net, 01013 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.