ZIP 01089 Property Distress & Foreclosure Data

DLRadar grades ZIP 01089 (Hampden County, Massachusetts) at a low 21/100 for overall property distress. Structural exposure scores 46 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 01089 posted values that rose 4.1% over the year, and 16% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.8%. A median home runs $321,500 here, or 4.4 times local income. On demographic stress specifically, 01089 scores 32/100. About 35% have a four-year degree. Population is roughly 28,635 with a median age of 39. Roughly 10.4% live below the poverty line. There are about 13,345 housing units across 01089. Households earn a median $70,401 — near the roughly $78,000 national figure. The tenure split is 59% owner-occupied to 41% rented. Rent burden reaches 35% of tenant households.

On balance 01089 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.