ZIP 01089 Foreclosure, Tax-Lien & Distress Report
Hampden County, Massachusetts · Distress market
Scored on a fixed 0-100 scale, 01089 (Hampden County, Massachusetts) returns a low composite of 21/100. Structural exposure scores 45 and live distress 1 on the 0–100 scale. What sets it apart are the readings on structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (92/100).
The peak-phase market in 01089 posted values that rose 4.4% over the year, and 16% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 3.8%. A median home runs $321,500 here, or 4.4 times local income. DLRadar's demographic-stress index for the area reads 32/100. Around 35% of adults hold a bachelor's degree or higher. 28,635 residents call 01089 home, typically aged 39. The poverty rate is 10.4%. There are about 13,345 housing units across 01089. Median household income is $70,401, near the U.S. median near $78,000. Owners hold 59% of homes, renters 41%. Rent burden reaches 35% of tenant households.
On balance 01089 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 01089 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 01089's 21/100 can be lined up against any neighbor in Hampden County, Massachusetts or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 01089 reflects the current record instead of a stale or modeled snapshot.
The 21/100 for 01089 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 01089 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 01089 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
01089 at a glance
Current distress, phase, housing and lender-pressure figures for 01089, drawn from the same report attached to each property.
Adjacent Hampden County ZIP reports
Nearest ZIP codes to 01089
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Hampden County, Massachusetts.
Get the full acquisition report for 01089
Pull every distressed parcel in 01089 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology