ZIP 01095 Property Distress & Foreclosure Data

Hampden County, Massachusetts's ZIP 01095 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)). The latent-versus-live split is 46/100 structural and 1/100 already moving.

The peak-phase market in 01095 posted values that rose 4.1% over the year, and 22% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 35% of renters are cost-burdened. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 90% owner-occupied to 10% rented. About 53% have a four-year degree. Households earn a median $124,682 — above the roughly $78,000 national figure. A median home runs $415,000 here, or 3.1 times local income. The ZIP holds roughly 5,654 housing units. On demographic stress specifically, 01095 scores 22/100. The vacancy rate is 5.3%. Population is roughly 14,615 with a median age of 44.

Broadly, 01095 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.