ZIP 01107 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 01107 (Hampden County, Massachusetts) lands at 19/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The split runs 40/100 structural to 1/100 active on the ground.

The peak-phase market in 01107 posted values that rose 4.4% over the year, and 31% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $31,969, below the U.S. median near $78,000. Vacancy runs 8.2%. Roughly 37.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 4,561 housing units across 01107. Rent burden reaches 48% of tenant households. The typical home is worth about $243,600 (6.7× income). Around 14% of adults hold a bachelor's degree or higher. 31% of housing is owner-occupied. On demographic stress specifically, 01107 scores 52/100. About 12,270 people live here, median age 28.

Net-net, 01107 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 01107 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 01107 stays directly comparable to neighboring ZIPs and the rest of Hampden County, Massachusetts. 01107 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 01107's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 01107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.