ZIP 01107 Property Distress & Foreclosure Data

Composite property distress in 01107 (Hampden County, Massachusetts) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)). The latent-versus-live split is 46/100 structural and 1/100 already moving.

The peak-phase market in 01107 posted values that rose 4.1% over the year, and 31% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $31,969 — below the roughly $78,000 national figure. The vacancy rate is 8.2%. Roughly 37.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 4,561 housing units. Around 48% of renters are cost-burdened. A median home runs $243,600 here, or 6.7 times local income. About 14% have a four-year degree. The tenure split is 31% owner-occupied to 69% rented. On demographic stress specifically, 01107 scores 52/100. Population is roughly 12,270 with a median age of 28.

On the whole, 01107 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.