ZIP 01104 Foreclosure, Tax-Lien & Distress Report

ZIP code 01104 in Hampden County, Massachusetts carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 40/100 against active distress of 1/100. Leading the profile are structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100).

The market reads peak — home values rose 4.4% year on year, and 26% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

21,745 residents call 01104 home, typically aged 35. The ZIP holds roughly 9,568 housing units. Around 13% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 40/100. Owners hold 46% of homes, renters 54%. Roughly 21.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $234,800, an affordability ratio of 4.4×. Rent burden reaches 47% of tenant households. The vacancy rate is 7.5%. At $47,530, median income runs below typical U.S. levels.

Taken together, 01104 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 01104 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 01104 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 01104 stays directly comparable to neighboring ZIPs and the rest of Hampden County, Massachusetts. 01104 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 01104 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 01104 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.