ZIP 01020 Property Distress & Foreclosure Data

DLRadar grades ZIP 01020 (Hampden County, Massachusetts) at a low 21/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (92/100)). On the structural side it scores 46/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The peak-phase market in 01020 posted values that rose 4.1% over the year, and 19% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $70,971 — near the roughly $78,000 national figure. On demographic stress specifically, 01020 scores 32/100. Roughly 14.0% live below the poverty line. The tenure split is 60% owner-occupied to 40% rented. The vacancy rate is 4.1%. About 23% have a four-year degree. Around 40% of renters are cost-burdened. A median home runs $280,900 here, or 3.6 times local income. Population is roughly 30,230 with a median age of 44. The ZIP holds roughly 14,319 housing units.

On balance 01020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.