ZIP 01057 Property Distress & Foreclosure Data

DLRadar grades ZIP 01057 (Hampden County, Massachusetts) at a low 21/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (92/100). On the structural side it scores 46/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 25% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $90,436, median income runs above typical U.S. levels. Around 29% of adults hold a bachelor's degree or higher. Around 25% of renters are cost-burdened. 84% of housing is owner-occupied. The typical home is worth about $345,300 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 26/100. The poverty rate is 12.1%. The ZIP holds roughly 3,490 housing units. The vacancy rate is 5.8%. 8,200 residents call 01057 home, typically aged 49.

On balance, 01057 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.