ZIP 01077 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 01077 (Hampden County, Massachusetts) lands at 21/100 — low on DLRadar's distress scoring. The pressure is most legible in structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (3/100) register low. Structural exposure scores 45 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 01077 posted values that rose 4.4% over the year, and 20% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $108,833 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 26/100. The poverty rate is 6.1% — low. The vacancy rate is 8.4%. About 36% have a four-year degree. There are about 4,188 housing units across 01077. Around 31% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. Population is roughly 9,222 with a median age of 48. The typical home is worth about $397,500 (3.5× income, relatively affordable).

On balance, 01077 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 01077 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 01077's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 01077 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 figure for 01077 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 01077 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.