ZIP 01077 Property Distress & Foreclosure Data

Hampden County, Massachusetts's ZIP 01077 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). The latent-versus-live split is 46/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 01077 posted values that rose 4.1% over the year, and 20% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $108,833 — above the roughly $78,000 national figure. On demographic stress specifically, 01077 scores 26/100. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 8.4%. About 36% have a four-year degree. The ZIP holds roughly 4,188 housing units. Around 31% of renters are cost-burdened. The tenure split is 81% owner-occupied to 19% rented. Population is roughly 9,222 with a median age of 48. A median home runs $397,500 here, or 3.5 times local income.

Broadly, 01077 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.