ZIP 01030 Foreclosure, Tax-Lien & Distress Report
Hampden County, Massachusetts · Distress market
Scored on a fixed 0-100 scale, 01030 (Hampden County, Massachusetts) returns a low composite of 21/100. Structural exposure scores 45 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).
Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 20% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 12,374 people live here, median age 47. The tenure split is 75% owner-occupied to 25% rented. The typical home is worth about $327,700 (3.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 34% bachelor's-or-above. The poverty rate is 6.5% — low. The vacancy rate is 4.2%. Around 30% of renters are cost-burdened. The ZIP holds roughly 5,252 housing units. Households earn a median $92,485 — above the roughly $78,000 national figure.
Broadly, 01030 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 01030 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 01030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 01030 shows blanks, not estimates, wherever the record is sparse.
01030's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 01030 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 01030’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 01030 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 01030, the same set carried on every parcel.
More ZIPs across Hampden County
Nearest ZIP codes to 01030
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Massachusetts distress
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Unlock parcel-level detail for ZIP 01030
Every distressed parcel in 01030 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology