ZIP 01030 Property Distress & Foreclosure Data

Composite property distress in 01030 (Hampden County, Massachusetts) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 20% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

12,374 residents call 01030 home, typically aged 47. 75% of housing is owner-occupied. The typical home is worth about $327,700 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 26/100. Around 34% of adults hold a bachelor's degree or higher. The poverty rate is 6.5% — low. Vacancy runs 4.2%. Rent burden reaches 30% of tenant households. There are about 5,252 housing units across 01030. At $92,485, median income runs above typical U.S. levels.

On balance, 01030 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.