ZIP 01030 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 01030 (Hampden County, Massachusetts) returns a low composite of 19/100. Structural exposure scores 40 and live distress 1 on the 0–100 scale. The most distinctive pressure shows up in structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 20% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 12,374 people live here, median age 47. The tenure split is 75% owner-occupied to 25% rented. The typical home is worth about $327,700 (3.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 34% bachelor's-or-above. The poverty rate is 6.5% — low. The vacancy rate is 4.2%. Around 30% of renters are cost-burdened. The ZIP holds roughly 5,252 housing units. Households earn a median $92,485 — above the roughly $78,000 national figure.

Broadly, 01030 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 01030 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 01030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 01030 shows blanks, not estimates, wherever the record is sparse.

01030's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 01030 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.