Hampden County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hampden County, Massachusetts? DLRadar grades every Hampden County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Hampden County breakdown.
- Hampden County's most distressed ZIP is 01001 at 19/100.
- 42 ZIP codes tracked in Hampden County, averaging 19/100 distress.
- Hampden County reads peak — home values up 4.4% year over year.
- Vacancy runs 10.2% across Hampden County's tracked ZIPs, with a 13% poverty rate.
- The typical Hampden County home is worth about $298,507 against a ~$72,768 median income.
- Lending headwind in Hampden County sits at 51/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 01001 | 19/100 |
| 2 | 01008 | 19/100 |
| 3 | 01009 | 19/100 |
| 4 | 01010 | 19/100 |
| 5 | 01013 | 19/100 |
| 6 | 01020 | 19/100 |
| 7 | 01022 | 19/100 |
| 8 | 01028 | 19/100 |
| 9 | 01030 | 19/100 |
| 10 | 01034 | 19/100 |
| 11 | 01036 | 19/100 |
| 12 | 01040 | 19/100 |
Most distressed ZIP codes in Hampden County (composite distress 0-100, 2026)
What is driving Hampden County distress
DLRadar builds Hampden County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Hampden County market phase and pricing
Hampden County currently sits in peak after a 4.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Hampden County
The Hampden County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
No card required · full read access to live data for 60 minutes.
Common questions
Which ZIP code leads Hampden County on distress?
ZIP 01001 leads Hampden County at 19/100, recomputed monthly from public records.
What stage of the price cycle is Hampden County at?
The market phase for Hampden County is peak, prices rising 4.4% on the year — derived from the FHFA House Price Index path.
What is this Hampden County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 42 Hampden County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Hampden County ZIP codes?
The county figure is a blend, not a description. Across the Hampden County ZIPs DLRadar ranks, scores run from 19/100 in 01001 down to 19/100 in 01040, against a Hampden County average of 19/100. The 0-point range is the argument for ZIP-level search across Hampden County.
What do Hampden County home values and vacancy say about distressed supply?
The typical Hampden County home carries about $298,507 of value against a median household income near $72,768. Vacancy across Hampden County's tracked ZIPs runs 10.2% and the poverty rate is 13%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Hampden County's foreclosure and lien filings and its 51/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.