Hampden County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hampden County, MA distress report, 2026: 42 ZIPs scored in Hampden, MA, Hampden, MA average 21/100; the top Hampden, MA ZIP is 01001 at 21/100; Hampden, MA market phase peak, Hampden, MA prices +4.4% year over year.
- Hampden, MA ranks #3,174 nationally (opportunity index); Hampden, MA #12 in Massachusetts; Hampden, MA index 20.8.
- Hampden, MA ninety-day mortgage delinquency 1.2% in December 2025; Hampden, MA twelve-month change +0.1%.
- Hampden, MA ZIP phases: 41 peak, 1 expansion.
- Hampden, MA residential listings tracked: 74 across 39 ZIPs; Hampden, MA candidate listings 30.
- Hampden, MA HUD assisted properties: 71 with 3,951 units.
- Hampden, MA lenders on watch: 8; largest Hampden, MA footprint Westfield Bank (20 branches).
- Hampden, MA most distressed ZIP: 01001 at 21/100.
Hampden, MA figures: DLRadar distress index; Hampden, MA inputs: CFPB, FHFA, HUD, FDIC; Hampden, MA rebuilt as sources refresh.
| Rank | Hampden, MA ZIP | Score |
|---|---|---|
| 1 | 01001 | 21/100 |
| 2 | 01009 | 21/100 |
| 3 | 01010 | 21/100 |
| 4 | 01013 | 21/100 |
| 5 | 01020 | 21/100 |
| 6 | 01022 | 21/100 |
| 7 | 01028 | 21/100 |
| 8 | 01030 | 21/100 |
| 9 | 01034 | 21/100 |
| 10 | 01036 | 21/100 |
| 11 | 01040 | 21/100 |
| 12 | 01056 | 21/100 |
Most distressed Hampden, MA ZIPs (0-100, 2026)
Mortgage delinquency in Hampden, MA
1.2% of Hampden, MA mortgages were ninety-plus days late (Hampden, MA, December 2025); Hampden, MA thirty-to-eighty-nine days late: 2.9%; Hampden, MA twelve-month change +0.1%; Hampden, MA peak since 2008: 5.1% (December 2009); Massachusetts overall 0.6%. Hampden, MA ninety-day series: Dec 24 1.1, Jan 25 1.2, Feb 25 1.0 (Hampden, MA), Mar 25 0.9, Apr 25 0.7, May 25 0.7 (Hampden, MA), Jun 25 0.9, Jul 25 0.9, Aug 25 1.2 (Hampden, MA), Sep 25 1.0, Oct 25 0.9, Nov 25 1.2 (Hampden, MA), Dec 25 1.2.
Opportunity index: Hampden, MA
Hampden, MA index 20.8, Hampden, MA phase weak; Hampden, MA primary driver bank institutional, Hampden, MA second driver vacancy. Hampden, MA components: property stress 7.0, foreclosure pressure 5.4, listing discounts 18.1, bank stress 65.0, insurance 0.0; Hampden, MA pulse 24.2; Hampden, MA capital opportunity 15.7.
ZIP market phases inside Hampden, MA
42 Hampden, MA ZIPs carry a price-cycle phase; Hampden, MA ZIPs by phase (Hampden, MA), deepest drawdown first: peak, +4.4% YoY (Hampden, MA): 01001, 01009, 01013, 01020, Hampden, MA 01022, 01028, 01030, 01034, Hampden, MA 01036, 01040, 01056, 01057; peak, +4.5% YoY (Hampden, MA): 01008; peak, +4.3% YoY (Hampden, MA): 01010; peak, +3.7% YoY (Hampden, MA): 01011; peak, +2.4% YoY (Hampden, MA): 01050.
Residential listings by Hampden, MA ZIP
Hampden, MA ZIPs with the most tracked Hampden, MA residential listings: 01011 6 listings, 6 candidates, bank pressure 71; 01040 6 listings, 2 candidates, bank pressure 70; 01104 6 listings, 1 candidates, bank pressure 70; 01089 5 listings, 1 candidates, bank pressure 70 (Hampden, MA); 01056 4 listings, 2 candidates, bank pressure 70; 01085 4 listings, 4 candidates, bank pressure 70; 01001 3 listings, 0 candidates, bank pressure 70; 01008 3 listings, 3 candidates, bank pressure 69. Hampden, MA totals: 74 listings; Hampden, MA candidates 30; active ZIPs 27.
HUD assisted housing in Hampden, MA
71 assisted properties with 3,951 units sit in Hampden, MA; largest Hampden, MA properties: Skyview Downtown (Springfield) 489 units, 241 assisted; Holyoke Farms (Holyoke) 225 units; Macarthur Terrace (Chicopee) 222 units, 55 assisted in Hampden, MA; Pheasant Hill Village (Feeding Hills) 200 units, 200 assisted; Seniority House (Springfield) 167 units, 100 assisted; Holyoke Hill (Holyoke) 165 units.
Lenders with branches in Hampden, MA
Hampden, MA lenders by branch count: Westfield Bank (Hampden, MA): stress 78, 20 branches low in Hampden, MA; Peoplesbank (Hampden, MA): stress 86, 11 branches low in Hampden, MA; Beacon Bank&Trust (Hampden, MA): stress 64, 11 branches low in Hampden, MA; Country Bank For Savings (Hampden, MA): stress 59, 6 branches low in Hampden, MA; Monson Savings Bank (Hampden, MA): stress 73, 4 branches low in Hampden, MA; New Valley Bank&Trust (Hampden, MA): stress 99, 3 branches low in Hampden, MA; Bankesb (Hampden, MA): stress 81, 3 branches low in Hampden, MA; Florence Bank (Hampden, MA): stress 73, 3 branches low in Hampden, MA.
Vacancy and permits, Hampden, MA
13,120 of 197,591 Hampden, MA housing units are vacant; Hampden, MA permits, twelve months: 63 multifamily units in Hampden, MA, 299 one-to-four unit units.
Work Hampden, MA at the parcel level
Every Hampden, MA parcel carries owner and address; every Hampden, MA parcel carries APN; Hampden, MA distress scores sit on the Hampden, MA live board.
Hampden, MA figures refresh with each source.
Hampden, MA questions
Most distressed ZIP code in Hampden County, MA?
ZIP 01001 leads Hampden, MA at 21/100; next in Hampden, MA: 01009 at 21/100; the Hampden, MA average is 21/100.
Where does Hampden County, MA rank for investment opportunity?
Hampden, MA is #3,174 among all ranked counties, #12 in Massachusetts; the Hampden, MA driver is bank institutional; Hampden, MA moved down 74 places.
How many mortgages are delinquent in Hampden County, MA?
1.2% of Hampden, MA mortgages were ninety-plus days late in December 2025; the Hampden, MA peak since 2008 was 5.1%.
Which banks lend in Hampden County, MA?
8 watched lenders hold Hampden, MA branches; the largest Hampden, MA footprints are Westfield Bank (20), Peoplesbank (11), Beacon Bank&Trust (11).
More on Hampden, MA
Hampden County, MA distress report: public-record figures for Hampden, MA; not legal advice for Hampden, MA; not tax or investment advice; verify every Hampden, MA record before acting.