Hampden County, MA: Home-Insurance Distress & Forced-Sale Pressure
Hampden County, MA: 18/100 (low) home-insurance distress; Hampden, MA band LOW; Hampden, MA #2,371 of 3,222 counties; Hampden, MA #10 of 14 in Massachusetts; raw Hampden, MA 21.7; Hampden, MA coverage multiplier 0.85.
FEMA hazard, Hampden, MA: 0/100; Hampden, MA declarations, three years: none; Hampden, MA five-year count 3 (severity 3.0); Hampden, MA ten-year 3.
Declared incidents on the Hampden, MA record: 2023 Hurricane 1 (Hampden, MA).
NFIP claims, Hampden, MA, three years: 2; Hampden, MA payouts $1,272; per Hampden, MA claim $636; Hampden, MA claim-stress 54/100.
Hampden, MA monthly score rose, 6 (March 2026) to 18 (October 2026); Hampden, MA by month: March 6, April 6, May 7, June 7 (Hampden, MA), July 7, August 7, September 7, October 18.
Hampden, MA components: NFIP claims 54; Hampden, MA retreat index 18; Hampden, MA climate multiplier 0.85.
Construction distress, Hampden, MA: 28/100 as of August 2026 (Hampden, MA: 35/100 one-to-four unit, 0/100 multifamily).
Hampden, MA ZIPs, June 2026 (Hampden, MA, 16 highest): score 0 (Hampden, MA), climate 92 (Hampden, MA): 01001, 01008, 01009, 01010, Hampden, MA 01013, 01020, 01022, 01028, Hampden, MA 01030, 01034, 01036, 01040, Hampden, MA 01056, 01057, 01069, 01071.
DLRadar rescores Hampden, MA monthly; Hampden, MA readings join Hampden, MA foreclosure, lien and ownership parcels (Hampden, MA), so cost-squeezed Hampden, MA owners surface before listing.
Inside Massachusetts, Hampden County ranks 10th of 14 counties for home-insurance distress at 18/100; Dukes County (24/100) sits just above Hampden County, and Berkshire County (5/100) sits just below Hampden County.
Deterministic. Every Hampden County, MA signal traces to a public Hampden dataset (FEMA, NFIP, Census for Hampden, MA) · how insurance distress works in Hampden, MA · methodology
FAQ: Hampden County, MA insurance distress
What is the Hampden County, MA home-insurance-distress score?
Hampden, MA: 18/100 (LOW), #2,371 of 3,222, #10 in Massachusetts. FEMA hazard, Hampden, MA: 0/100; NFIP stress, Hampden, MA: 54/100; construction, Hampden, MA: 28/100; Hampden, MA rescores monthly.
Is Hampden County insurance distress getting better or worse (MA)?
Hampden, MA: 6 in March 2026; Hampden, MA: 18 in October 2026 (worse); Hampden, MA NFIP claims score 54.
How many flood-insurance claims has Hampden County, MA had?
Hampden, MA: 2 NFIP claims, three years; Hampden, MA paid $1,272; per Hampden, MA claim $636; carriers reprice Hampden, MA against that record.
Which Hampden County ZIP codes carry the most insurance distress (MA)?
Hampden, MA, June 2026: 01001 at 0, 01008 at 0, 01009 at 0, 01010 at 0; Hampden, MA climate scores there: 92, 92, 92, 92.
Why does Hampden, MA insurance distress create sellers?
A Hampden, MA premium outruns the Hampden, MA budget; a carrier leaves Hampden, MA; Hampden, MA carrying cost passes plan; Hampden, MA owners sell while current; Hampden, MA insurance distress leads Hampden, MA foreclosure data.