ZIP 01056 Property Distress & Foreclosure Data

In Hampden County, Massachusetts, ZIP 01056 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 46 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).

The peak-phase market in 01056 posted values that rose 4.1% over the year, and 19% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 74% owner-occupied to 26% rented. Rent burden reaches 42% of tenant households. Vacancy runs 5.4%. About 25% have a four-year degree. Population is roughly 20,846 with a median age of 44. Roughly 8.5% live below the poverty line. A median home runs $335,300 here, or 3.9 times local income. On demographic stress specifically, 01056 scores 31/100. There are about 9,154 housing units across 01056. Households earn a median $78,981 — near the roughly $78,000 national figure.

Broadly, 01056 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.