ZIP 01081 Property Distress & Foreclosure Data

Hampden County, Massachusetts's ZIP 01081 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 46 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 33% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

91% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. There are about 839 housing units across 01081. Rent burden reaches 16% of tenant households. 1,704 residents call 01081 home, typically aged 41. Around 27% of adults hold a bachelor's degree or higher. The typical home is worth about $296,800 (3.1× income, relatively affordable). At $87,337, median income runs near typical U.S. levels. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 5.2% — low.

Taken together, 01081 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.