ZIP 01097 Foreclosure, Tax-Lien & Distress Report

ZIP 01097's composite property-distress score is 21/100 - DLRadar classes that as low for Hampden County, Massachusetts. Property-level stress concentrates in structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). By contrast, construction/permit lag (28/100) and institutional ownership (13/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Latent structural risk is 45/100 while live distress already moving reads 0/100.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 45 people live here, median age 40. Around 100% of renters are cost-burdened. Vacancy runs 61.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 0% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 69/100. Home values center near $337,500. The tenure split is 36% owner-occupied to 64% rented. There are about 78 housing units across 01097. 0.0% of residents fall below the poverty threshold.

Taken together, 01097 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 01097 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 01097 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01097 can be compared directly against any other ZIP in Hampden County, Massachusetts or nationwide. Sparse data for 01097 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 01097 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 01097 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.