ZIP 01050 Property Distress & Foreclosure Data

ZIP code 01050 in Hampshire County, Massachusetts carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (80/100)). What sets it apart are the readings on construction/permit lag (65/100), structural risk (42/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100). Structural risk reads 42/100 against active distress of 1/100.

The expansion-phase market in 01050 posted values that rose 6.4% over the year, and 40% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 86% owner-occupied to 14% rented. Households earn a median $96,328 — above the roughly $78,000 national figure. A median home runs $289,500 here, or 2.9 times local income. There are about 1,132 housing units across 01050. Population is roughly 2,573 with a median age of 46. About 32% have a four-year degree. Rent burden reaches 41% of tenant households. On demographic stress specifically, 01050 scores 27/100. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 10.8% live below the poverty line.

On the whole, 01050 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.