ZIP 01073 Property Distress & Foreclosure Data

ZIP code 01073 in Hampshire County, Massachusetts carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (68/100), structural risk (40/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. The latent-versus-live split is 40/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The market reads expansion — home values rose 7.4% year on year, and 36% higher over three years (phase confidence 60/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $125,534, above the U.S. median near $78,000. Around 32% of renters are cost-burdened. The ZIP holds roughly 2,382 housing units. Educational attainment sits at 41% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $452,300, an affordability ratio of 3.4× — accessible. The vacancy rate is 3.5%. About 6,212 people live here, median age 47. 3.3% of residents fall below the poverty threshold. Owners hold 90% of homes, renters 10%.

Overall 01073 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.