ZIP 01073 Foreclosure, Tax-Lien & Distress Report

ZIP code 01073 in Hampshire County, Massachusetts carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. The pressure is most legible in structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, mortgage stress (2/100) and construction/permit lag (1/100) register low. The latent-versus-live split is 23/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (74/100)).

The peak-phase market in 01073 posted values that rose 1.5% over the year, and 36% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $125,534, above the U.S. median near $78,000. Rent burden reaches 32% of tenant households. The ZIP holds roughly 2,382 housing units. About 41% have a four-year degree. The demographic-stress sub-score lands at 24/100. A median home runs $452,300 here, or 3.4 times local income. Vacancy runs 3.5%. 6,212 residents call 01073 home, typically aged 47. The poverty rate is 3.3% — low. The tenure split is 90% owner-occupied to 10% rented.

Overall, 01073 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 01073 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 01073 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. 01073 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 01073's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 01073 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.