ZIP 01085 Property Distress & Foreclosure Data

Composite property distress in 01085 (Hampden County, Massachusetts) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100).

The market reads peak — home values rose 4.1% year on year, and 19% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 69% of homes, renters 31%. 10.8% of residents fall below the poverty threshold. Home values center near $326,100, an affordability ratio of 3.5× — accessible. Median household income is $83,821, near the U.S. median near $78,000. About 41,466 people live here, median age 39. Vacancy runs 6.2%. There are about 17,153 housing units across 01085. Rent burden reaches 40% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 33% bachelor's-or-above.

Overall 01085 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.