ZIP 01105 Foreclosure, Tax-Lien & Distress Report
Hampden County, Massachusetts · High Poverty market
In Hampden County, Massachusetts, ZIP 01105 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100)). Structural exposure scores 40 and live distress 1 on the 0–100 scale.
The peak-phase market in 01105 posted values that rose 4.4% over the year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $22,994, median income runs below typical U.S. levels. Around 52% of renters are cost-burdened. Roughly 47.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 5,515 housing units across 01105. About 8% have a four-year degree. Population is roughly 11,469 with a median age of 31. The demographic-stress sub-score lands at 67/100. A median home runs $217,800 here, or 10.4 times local income. 11% of housing is owner-occupied. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 01105 leans distressed, with opportunity clustered in specific stressed parcels. While 01105 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 01105's 19/100 can be lined up against any neighbor in Hampden County, Massachusetts or any ZIP coast to coast. Where the public record is thin for 01105, the field stays empty rather than modeled, and fills in as new documents post.
Behind 01105's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 01105 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 01105 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 01105 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Hampden County
Keep exploring Massachusetts distress
Additional distress intelligence spanning Hampden County, Massachusetts by ZIP, county and state.
Get the full acquisition report for 01105
Pull every distressed parcel in 01105 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology