ZIP 01105 Property Distress & Foreclosure Data

In Hampden County, Massachusetts, ZIP 01105 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100). On the structural side it scores 46/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $22,994, median income runs below typical U.S. levels. Around 52% of renters are cost-burdened. The poverty rate is 47.2% — high, a tax-stress and distress correlate. The ZIP holds roughly 5,515 housing units. Around 8% of adults hold a bachelor's degree or higher. 11,469 residents call 01105 home, typically aged 31. The demographic-stress sub-score lands at 67/100. The typical home is worth about $217,800 (10.4× income, severely stretched). 11% of housing is owner-occupied. The vacancy rate is 11.8% — elevated.

Taken together, 01105 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.