ZIP 01108 Foreclosure, Tax-Lien & Distress Report

Hampden County, Massachusetts's ZIP 01108 registers 21/100 composite distress, which DLRadar reads as low. On the structural side it scores 45/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Its standout signals are structural risk (45/100), construction/permit lag (28/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (3/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 16% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 27,409 with a median age of 34. The typical home is worth about $250,900 (4.2× income). The poverty rate is 31.5% — high, a tax-stress and distress correlate. Vacancy runs 6.9%. The tenure split is 47% owner-occupied to 53% rented. There are about 11,186 housing units across 01108. On demographic stress specifically, 01108 scores 42/100. Households earn a median $51,851 — below the roughly $78,000 national figure. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 56% of tenant households.

Taken together, 01108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 01108 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 01108 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Hampden County, Massachusetts and the nation. The score is rebuilt from public data as it updates, so 01108 reflects the current record instead of a stale or modeled snapshot.

Behind 01108's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 01108 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.