ZIP 01108 Property Distress & Foreclosure Data

Hampden County, Massachusetts's ZIP 01108 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 46 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 16% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

27,409 residents call 01108 home, typically aged 34. The typical home is worth about $250,900 (4.2× income). The poverty rate is 31.5% — high, a tax-stress and distress correlate. Vacancy runs 6.9%. 47% of housing is owner-occupied. There are about 11,186 housing units across 01108. The demographic-stress sub-score lands at 42/100. At $51,851, median income runs below typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 56% of tenant households.

Taken together, 01108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.