ZIP 01521 Property Distress & Foreclosure Data

Composite property distress in 01521 (Hampden County, Massachusetts) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)). The latent-versus-live split is 46/100 structural and 1/100 already moving.

The peak-phase market in 01521 posted values that rose 4.1% over the year, and 17% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 23.6% — elevated. Home values center near $333,600, an affordability ratio of 3.3× — accessible. 5.0% of residents fall below the poverty threshold. Educational attainment sits at 34% bachelor's-or-above. Median household income is $86,806, near the U.S. median near $78,000. Owners hold 96% of homes, renters 4%. Around 0% of renters are cost-burdened. Population is roughly 2,576 with a median age of 50. DLRadar's demographic-stress index for the area reads 21/100. The ZIP holds roughly 1,536 housing units.

On the whole, 01521 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.