ZIP 01521 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01521 (Hampden County, Massachusetts) at a low 19/100 for overall property distress. The sharpest non-environmental signals are structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Structural risk reads 40/100 against active distress of 1/100.

The market reads peak — home values rose 4.4% year on year, and 17% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $333,600, an affordability ratio of 3.3× — accessible. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. About 34% have a four-year degree. At $86,806, median income runs near typical U.S. levels. The tenure split is 96% owner-occupied to 4% rented. Rent burden reaches 0% of tenant households. About 2,576 people live here, median age 50. DLRadar's demographic-stress index for the area reads 21/100. There are about 1,536 housing units across 01521.

Net-net, 01521 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 01521 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 01521's 19/100 can be lined up against any neighbor in Hampden County, Massachusetts or any ZIP coast to coast. Where the public record is thin for 01521, the field stays empty rather than modeled, and fills in as new documents post.

01521's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 01521 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.