ZIP 01010 Property Distress & Foreclosure Data

In Hampden County, Massachusetts, ZIP 01010 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 47/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). Its standout signals are construction/permit lag (60/100), structural risk (47/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 4.1% year on year, and 20% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,694 people live here, median age 45. Vacancy runs 10.0%. Home values center near $389,100, an affordability ratio of 3.7× — accessible. 5.9% of residents fall below the poverty threshold. Median household income is $101,477, above the U.S. median near $78,000. There are about 1,619 housing units across 01010. Owners hold 87% of homes, renters 13%. Educational attainment sits at 44% bachelor's-or-above. Rent burden reaches 55% of tenant households. DLRadar's demographic-stress index for the area reads 29/100.

Overall 01010 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.