ZIP 01036 Property Distress & Foreclosure Data

Hampden County, Massachusetts's ZIP 01036 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 46/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 19% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $358,200 (3.1× income, relatively affordable). There are about 2,000 housing units across 01036. Vacancy runs 3.0%. 97% of housing is owner-occupied. Rent burden reaches 62% of tenant households. Around 38% of adults hold a bachelor's degree or higher. 4,937 residents call 01036 home, typically aged 53. The poverty rate is 2.0% — low. At $110,703, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 27/100.

On balance, 01036 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.