ZIP 01022 Property Distress & Foreclosure Data

Hampden County, Massachusetts's ZIP 01022 registers 21/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The latent-versus-live split is 46/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (46/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Median household income is $56,307, below the U.S. median near $78,000. The ZIP holds roughly 923 housing units. The vacancy rate is 0.0%. About 2,045 people live here, median age 43. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 29% bachelor's-or-above. 17.1% of residents fall below the poverty threshold. Owners hold 77% of homes, renters 23%. Around 84% of renters are cost-burdened. Home values center near $193,600, an affordability ratio of 3.0× — accessible.

Net-net, 01022 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.