ZIP 01022 Foreclosure, Tax-Lien & Distress Report
Hampden County, Massachusetts · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 01022 in Hampden County, Massachusetts comes in at 19, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (92/100). On the structural side it scores 40/100, with 1/100 of stress already active. Its heaviest discrete signals: structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.
The peak-phase market in 01022 posted values that rose 4.4% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $56,307, median income runs below typical U.S. levels. The ZIP holds roughly 923 housing units. Vacancy runs 0.0%. 2,045 residents call 01022 home, typically aged 43. The demographic-stress sub-score lands at 34/100. About 29% have a four-year degree. 17.1% of residents fall below the poverty threshold. Owners hold 77% of homes, renters 23%. Rent burden reaches 84% of tenant households. Home values center near $193,600, an affordability ratio of 3.0× — accessible.
Overall, 01022 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 01022 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 01022's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 01022 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 01022's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 01022 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 01022’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 01022 by the numbers
Current distress, phase, housing and lender-pressure figures for 01022, drawn from the same report attached to each property.
Adjacent Hampden County ZIP reports
More distress data near 01022
More ZIP, county and state distress intelligence connected to Hampden County, Massachusetts.
Unlock parcel-level detail for ZIP 01022
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Deterministic. Every signal traces to a public dataset · methodology