ZIP 01129 Foreclosure, Tax-Lien & Distress Report

ZIP 01129's composite property-distress score is 19/100 - DLRadar classes that as low for Hampden County, Massachusetts. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). Structural risk reads 40/100 against active distress of 1/100. The sharpest non-environmental signals are structural risk (40/100), construction/permit lag (32/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 21% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $256,700, an affordability ratio of 2.6× — accessible. The poverty rate is 12.6%. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 5,993 with a median age of 44. Around 36% of renters are cost-burdened. About 31% have a four-year degree. Median household income is $92,500, above the U.S. median near $78,000. Owners hold 80% of homes, renters 20%. There are about 2,707 housing units across 01129. The vacancy rate is 4.3%.

Overall 01129 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 01129 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 01129's 19/100 can be lined up against any neighbor in Hampden County, Massachusetts or any ZIP coast to coast. Sparse data for 01129 shows as blanks, never estimates, and the score updates on every fresh public filing.

01129's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 01129 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.