ZIP 01037 Foreclosure, Tax-Lien & Distress Report

ZIP 01037's composite property-distress score is 29/100 - DLRadar classes that as low for Worcester County, Massachusetts. Its heaviest discrete signals: structural risk (64/100), construction/permit lag (49/100), institutional ownership (42/100). mortgage stress (18/100) stay muted. The split runs 64/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $84,022, near the U.S. median near $78,000. Around 0% of renters are cost-burdened. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 9.6%. Educational attainment sits at 35% bachelor's-or-above. Home values center near $443,000, an affordability ratio of 4.9×. On demographic stress specifically, 01037 scores 23/100. About 486 people live here, median age 64. There are about 316 housing units across 01037. The tenure split is 94% owner-occupied to 6% rented.

Overall, 01037 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 01037 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 01037's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 01037 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 01037 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 01037 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.