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County and ZIP distress scoring, cycle phase, and the day's opportunities.

Worcester County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Worcester County, Massachusetts? DLRadar grades every Worcester County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Worcester County breakdown.

  • Worcester County's most distressed ZIP is 01005 at 29/100.
  • 87 ZIP codes tracked in Worcester County, averaging 29/100 distress.
  • Worcester County reads peak — home values up 2.5% year over year.
  • Vacancy runs 5.8% across Worcester County's tracked ZIPs, with a 8.7% poverty rate.
  • The typical Worcester County home is worth about $437,613 against a ~$98,807 median income.
  • Lending headwind in Worcester County sits at 64/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
10100529/100
20103129/100
30103729/100
40106829/100
50107429/100
60108329/100
70109229/100
80109429/100
90133129/100
100136629/100
110136829/100
120142029/100

Most distressed ZIP codes in Worcester County (composite distress 0-100, 2026)

What is driving Worcester County distress

The Worcester County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 29/100 ZIP average. No proprietary or modelled inputs enter the score.

Worcester County market phase and pricing

The cycle in Worcester County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Worcester County

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What people ask

Where is distress highest inside Worcester County, MA?

ZIP 01005 leads Worcester County at 29/100, recomputed monthly from public records.

Which phase does Worcester County sit in right now?

FHFA price-index movement places Worcester County in peak; prices are up 2.5% over twelve months.

Which datasets feed the Worcester County scores?

Worcester County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 87 ZIPs are comparable to anywhere else.

How much do distress scores vary between Worcester County ZIP codes?

A county average hides the spread. Across the Worcester County ZIPs DLRadar ranks, scores run from 29/100 in 01005 down to 29/100 in 01420, against a Worcester County average of 29/100. Those 0 points separate the ZIPs worth working in Worcester County from the rest.

What do Worcester County home values and vacancy say about distressed supply?

The typical Worcester County home carries about $437,613 of value against a median household income near $98,807. Vacancy across Worcester County's tracked ZIPs runs 5.8% and the poverty rate is 8.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Worcester County's foreclosure and lien data and its 64/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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