Worcester County, MA: Home-Insurance Distress & Forced-Sale Pressure
Worcester County, MA: 56/100 (elevated) home-insurance distress; Worcester, MA band MEDIUM; Worcester, MA #990 of 3,222 counties; Worcester, MA #2 of 14 in Massachusetts.
FEMA hazard, Worcester, MA: 52/100; Worcester, MA declarations, three years: 2; Worcester, MA perils: 2 flood; Worcester, MA five-year count 6 (severity 7.5); Worcester, MA ten-year 6; hazard-weighted, Worcester, MA: 4.0.
Declared incidents on the Worcester, MA record: 2024 Flood 3; 2023 Hurricane 1 (Worcester, MA).
NFIP claims, Worcester, MA, three years: 5; Worcester, MA payouts $12,305; per Worcester, MA claim $2,461; Worcester, MA claim-stress 62/100.
Worcester, MA monthly score fell, 64 (March 2026) to 61 (October 2026); Worcester, MA by month: March 64, April 64, May 61, June 61 (Worcester, MA), July 58, August 57, September 57, October 61.
Worcester, MA components: climate 60, NFIP claims 62; Worcester, MA retreat index 61.
Construction distress, Worcester, MA: 44/100 as of August 2026 (Worcester, MA: 66/100 one-to-four unit, 17/100 multifamily).
Worcester, MA ZIPs, June 2026 (Worcester, MA, 16 highest): score 0 (Worcester, MA), climate 95 (Worcester, MA): 01434; score 0 (Worcester, MA), climate 94 (Worcester, MA): 01005, 01031, 01037, 01068, Worcester, MA 01074, 01083, 01092, 01094, Worcester, MA 01331, 01366, 01368, 01420, Worcester, MA 01430, 01436, 01438.
DLRadar rescores Worcester, MA monthly; Worcester, MA readings join Worcester, MA foreclosure, lien and ownership parcels (Worcester, MA), so cost-squeezed Worcester, MA owners surface before listing.
Inside Massachusetts, Worcester County ranks 2nd of 14 counties for home-insurance distress at 56/100; Bristol County (60/100) sits just above Worcester County, and Essex County (31/100) sits just below Worcester County.
Deterministic. Every Worcester County, MA signal traces to a public Worcester dataset (FEMA, NFIP, Census for Worcester, MA) · how insurance distress works in Worcester, MA · methodology
FAQ: Worcester County, MA insurance distress
What is the Worcester County, MA home-insurance-distress score?
Worcester, MA: 56/100 (MEDIUM), #990 of 3,222, #2 in Massachusetts. FEMA hazard, Worcester, MA: 52/100; NFIP stress, Worcester, MA: 62/100; construction, Worcester, MA: 44/100; Worcester, MA rescores monthly.
Is Worcester County insurance distress getting better or worse (MA)?
Worcester, MA: 64 in March 2026; Worcester, MA: 61 in October 2026 (better); Worcester, MA climate component 60; Worcester, MA NFIP claims score 62.
How many flood-insurance claims has Worcester County, MA had?
Worcester, MA: 5 NFIP claims, three years; Worcester, MA paid $12,305; per Worcester, MA claim $2,461; carriers reprice Worcester, MA against that record.
Which Worcester County ZIP codes carry the most insurance distress (MA)?
Worcester, MA, June 2026: 01434 at 0, 01005 at 0, 01031 at 0, 01037 at 0; Worcester, MA climate scores there: 95, 94, 94, 94.
Why does Worcester, MA insurance distress create sellers?
A Worcester, MA premium outruns the Worcester, MA budget; a carrier leaves Worcester, MA; Worcester, MA carrying cost passes plan; Worcester, MA owners sell while current; Worcester, MA insurance distress leads Worcester, MA foreclosure data.