ZIP 01082 Property Distress & Foreclosure Data

ZIP code 01082 in Hampshire County, Massachusetts carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). On the structural side it scores 49/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (74/100), structural risk (49/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 6.5% year on year, and 25% higher over three years (phase confidence 45/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $71,023, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Around 44% of renters are cost-burdened. Home values center near $292,000, an affordability ratio of 3.8× — accessible. 9.5% of residents fall below the poverty threshold. About 10,418 people live here, median age 45. Educational attainment sits at 26% bachelor's-or-above. The vacancy rate is 7.5%. Owners hold 75% of homes, renters 25%. The ZIP holds roughly 4,996 housing units.

Net-net, 01082 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.