Hampshire County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hampshire County, MA distress report, 2026: 28 ZIPs scored in Hampshire, MA, Hampshire, MA average 12/100; the top Hampshire, MA ZIP is 01069 at 21/100; Hampshire, MA market phase peak, Hampshire, MA prices +1.5% year over year.
- Hampshire, MA ranks #3,214 nationally (opportunity index); Hampshire, MA #14 in Massachusetts; Hampshire, MA index 18.8.
- Hampshire, MA ninety-day mortgage delinquency 0.6% in December 2025; Hampshire, MA twelve-month change +0.2%.
- Hampshire, MA ZIP phases: 28 peak.
- Hampshire, MA residential listings tracked: 35 across 26 ZIPs; Hampshire, MA candidate listings 26.
- Hampshire, MA HUD assisted properties: 19 with 2,029 units.
- Hampshire, MA lenders on watch: 8; largest Hampshire, MA footprint Florence Bank (10 branches).
- Hampshire, MA most distressed ZIP: 01069 at 21/100.
Hampshire, MA figures: DLRadar distress index; Hampshire, MA inputs: CFPB, FHFA, HUD, FDIC; Hampshire, MA rebuilt as sources refresh.
| Rank | Hampshire, MA ZIP | Score |
|---|---|---|
| 1 | 01069 | 21/100 |
| 2 | 01011 | 19/100 |
| 3 | 01082 | 18/100 |
| 4 | 01050 | 14/100 |
| 5 | 01002 | 12/100 |
| 6 | 01026 | 12/100 |
| 7 | 01039 | 12/100 |
| 8 | 01096 | 12/100 |
| 9 | 01003 | 11/100 |
| 10 | 01007 | 11/100 |
| 11 | 01012 | 11/100 |
| 12 | 01027 | 11/100 |
Most distressed Hampshire, MA ZIPs (0-100, 2026)
Mortgage delinquency in Hampshire, MA
0.6% of Hampshire, MA mortgages were ninety-plus days late (Hampshire, MA, December 2025); Hampshire, MA thirty-to-eighty-nine days late: 1.2%; Hampshire, MA twelve-month change +0.2%; Hampshire, MA peak since 2008: 2.4% (April 2013); Massachusetts overall 0.6%. Hampshire, MA ninety-day series: Dec 24 0.4, Jan 25 0.8, Feb 25 0.7 (Hampshire, MA), Mar 25 0.9, Apr 25 0.7, May 25 0.8 (Hampshire, MA), Jun 25 0.8, Jul 25 0.8, Aug 25 0.9 (Hampshire, MA), Sep 25 0.9, Oct 25 0.6, Nov 25 0.5 (Hampshire, MA), Dec 25 0.6.
Opportunity index: Hampshire, MA
Hampshire, MA index 18.8, Hampshire, MA phase weak; Hampshire, MA primary driver bank institutional, Hampshire, MA second driver vacancy. Hampshire, MA components: property stress 8.0, foreclosure pressure 6.9, listing discounts 10.6, bank stress 63.2, insurance 0.0; Hampshire, MA pulse 22.6; Hampshire, MA capital opportunity 13.2; Hampshire, MA seven-day change +0.1%.
ZIP market phases inside Hampshire, MA
28 Hampshire, MA ZIPs carry a price-cycle phase; Hampshire, MA ZIPs by phase (Hampshire, MA), deepest drawdown first: peak, +1.6% YoY (Hampshire, MA): 01002; peak, +1.5% YoY (Hampshire, MA): 01003, 01007, 01012, 01027, Hampshire, MA 01032, 01033, 01035, 01038, Hampshire, MA 01053, 01060, 01062; peak, +3.7% YoY (Hampshire, MA): 01011; peak, +2.0% YoY (Hampshire, MA): 01026; peak, +2.1% YoY (Hampshire, MA): 01039; peak, +2.4% YoY (Hampshire, MA): 01050.
Residential listings by Hampshire, MA ZIP
Hampshire, MA ZIPs with the most tracked Hampshire, MA residential listings: 01050 6 listings, 6 candidates, bank pressure 71; 01075 5 listings, 2 candidates, bank pressure 71; 01082 5 listings, 5 candidates, bank pressure 71; 01098 4 listings, 4 candidates, bank pressure 71 (Hampshire, MA); 01027 3 listings, 1 candidates, bank pressure 71; 01060 3 listings, 0 candidates, bank pressure 71; 01070 2 listings, 2 candidates, bank pressure 70; 01243 2 listings, 2 candidates, bank pressure 71. Hampshire, MA totals: 35 listings; Hampshire, MA candidates 26; active ZIPs 13.
HUD assisted housing in Hampshire, MA
19 assisted properties with 2,029 units sit in Hampshire, MA; largest Hampshire, MA properties: New Puffton Village I & Ii (Amherst) 314 units; Meadowbrook Apts. (Florence) 252 units; Rolling Green Apts. (Amherst) 204 units in Hampshire, MA; Village Park (Amherst) 200 units, 167 assisted; Mill Valley Estates (Amherst) 148 units; North Square At The Mill District (Amherst) 130 units.
Lenders with branches in Hampshire, MA
Hampshire, MA lenders by branch count: Florence Bank (Hampshire, MA): stress 73, 10 branches low in Hampshire, MA; Bankesb (Hampshire, MA): stress 81, 8 branches low in Hampshire, MA; Greenfield Savings Bank (Hampshire, MA): stress 81, 4 branches low in Hampshire, MA; Greenfield Coop Bank (Hampshire, MA): stress 76, 4 branches low in Hampshire, MA; Peoplesbank (Hampshire, MA): stress 86, 3 branches low in Hampshire, MA; Westfield Bank (Hampshire, MA): stress 78, 3 branches low in Hampshire, MA; North Brookfield Sb (Hampshire, MA): stress 83, 2 branches low in Hampshire, MA; Country Bank For Savings (Hampshire, MA): stress 59, 2 branches low in Hampshire, MA.
Vacancy and permits, Hampshire, MA
4,672 of 66,786 Hampshire, MA housing units are vacant; Hampshire, MA permits, twelve months: 271 multifamily units in Hampshire, MA, 116 one-to-four unit units.
Work Hampshire, MA at the parcel level
Every Hampshire, MA parcel carries owner and address; every Hampshire, MA parcel carries APN; Hampshire, MA distress scores sit on the Hampshire, MA live board.
Hampshire, MA figures refresh with each source.
Hampshire, MA questions
Most distressed ZIP code in Hampshire County, MA?
ZIP 01069 leads Hampshire, MA at 21/100; next in Hampshire, MA: 01011 at 19/100; the Hampshire, MA average is 12/100.
Where does Hampshire County, MA rank for investment opportunity?
Hampshire, MA is #3,214 among all ranked counties, #14 in Massachusetts; the Hampshire, MA driver is bank institutional; Hampshire, MA moved down 58 places.
How many mortgages are delinquent in Hampshire County, MA?
0.6% of Hampshire, MA mortgages were ninety-plus days late in December 2025; the Hampshire, MA peak since 2008 was 2.4%.
Which banks lend in Hampshire County, MA?
8 watched lenders hold Hampshire, MA branches; the largest Hampshire, MA footprints are Florence Bank (10), Bankesb (8), Greenfield Savings Bank (4).
More on Hampshire, MA
Hampshire County, MA distress report: public-record figures for Hampshire, MA; not legal advice for Hampshire, MA; not tax or investment advice; verify every Hampshire, MA record before acting.